You source, we run the file.
Bring the case. Our desk works it with you — queries, document checks, customer expectations — until the lender disburses.
What we offer.
One onboarding to source under — and the systems that run the file with you.
One onboarding, not one per lender: Multiple Banks/NBFCs and Multiple Loan Products under one roof
Empanel once, under one agreement. Source every home and property product we run, across regulated banks and NBFCs — one login, one checklist engine, one payout trail.
Your Loan Processing Co-Pilot.
A loan processing desk that takes the repeated checkpoints off your hands and compares products across regulated banks and NBFCs.
Illustrative. Clearance is always the lender's.
FinFlot – Desk: An AI enabled Backoffice Work Engine, which automates the entire workflow. From Lead to Disbursal, and Payout.
Lead captured, checklist generated, file verified, submission sent, queries answered, disbursal followed, payout built line by line — every step on record. The desk's AI-enabled checks run behind each step; people work the file; the lender decides the loan.
FinFlot – Teams: one file, many hands.
Partner, operations and your own field team work one case from one record, with access set per role.
FinFlot – Tools: the arithmetic, on your screen.
EMI, balance transfer, prepayment and an indicative working — you enter every number, the lender decides.
Open the tools →FinFlot – LnT: legal and technical, one file.
Title search, valuation and the queries they raise, tracked on the case with the lender on record.
FinFlot – DocBox: every document, asked for once.
A checklist built for the case; each document uploaded from the site and verified once.
FinFlot – PropBox: the property, already on file.
Builders, projects and each lender's project-approval status, kept as a record you look up before the case begins.
One onboarding. Then all of it.
Talk to us about how you source today, and we will tell you plainly whether we are a fit.
Become a FinFlot Partner ↗Know where every file stands.
Three screens from the partner workspace, drawn as they work — in the field too. Illustrative, not live data.
Every stage, and the status inside it.
Six stages, and the status a case sits on inside each — the same map the desk works to, updating as the file moves.
Pre-followup
- Lead Generated
- Lead Assigned
Followup
- Lead Claimed
- Called up
- Meeting Scheduled
- Meeting Done
- Interested
- Not Interested
- Not taken forward
Document
- Partial documents collected
- All documents collected
- Loan Application ready for Login
Financial processLender decides
- File received by DSA/Bank
- File checked and queries communicated
- Queries completed and forwarded for login
- Login ID generated
- Verification Done
- Sanctioned by lender
- Closed — lender's decision
Legal & TechLender decides
- Legal & Technical preapproved
- Legal verification initiated
- Technical verification initiated
- Legal Sanctioned
- Technical Sanctioned
Disbursement
- Legal & Technical done
- Disbursement docket prepared and handed over to sales team for execution
- Disbursement Docket signed by Customer
- All pre disbursement documents received
- Docket Submitted for disbursement process
- Docket checked and queries communicated
- Queries solved and forwarded for disbursement
- Processed and Disbursed
Illustrative. Outcomes are the lender’s.
IllustrativeEmpanel once. Source widely.
The desk takes it from the lead.
IllustrativeFinFlot is not a bank or NBFC and does not lend. Partners source and support applications; every credit decision, rate and sanction rests with the regulated lender. Payouts vary with lender policy, product, disbursed amount and your own performance — so we publish a process you can inspect rather than a number we could not stand behind.
Four ways in. Access that fits.
Choose how you work — and where. Permissions and support are set to match at onboarding.
| Illustrative | This is me → | This is me → | This is me → | This is me → |
|---|---|---|---|---|
| Refer a customer | Included | Included | Included | Included |
| Track the case stage | Included | Included | Included | Included |
| See the document checklist | Set at onboarding | Included | Set at onboarding | Included |
| See payout position | Set at onboarding | Included | Set at onboarding | Included |
| Own partner code | Not part of this relationship | Included | Set at onboarding | Included |
| Team view Visibility of your own team's cases — payouts arise only from disbursed cases | Not part of this relationship | Set at onboarding | Not part of this relationship | Included |
Typical setup — configured per relationship, not assumed
From first conversation to first case.
Four steps once. Then every case runs the same way — sent from a site or a desk.
- 01Talk to usTell us how you source today. A straight answer on fit, either way.
- 02OnboardRegistration, verification and the partner agreement — documents told to you up front.
- 03Get your accessYour login and permissions, scoped to your role and your relationship with us.
- 04Source your first caseSubmit it from where you are, watch it move, and see your payout position.
- Identity proof
- Address proof
- Bank details
- If a firm:Registration
- Tax details
- Agreement signed
We confirm exactly what applies to you before you start, so nothing is asked for twice. There is no joining fee.
Partners work with FinFlot as independent businesses, not as employees. Every partner is onboarded through a documented process, with an agreement and conduct expectations that reflect what lenders require of the people who represent them.
Home and property finance. Only that.
Seven kinds of home and property loan — nothing else. Source them at the property.
Each has its own page →The keys to a new address.
Ready, resale or under construction — the desk runs the application, the documents and the follow-through.
All seven, as a list
- Plot purchase — land first, prepared with the checks lenders expect on land. Source this ↗
- Home construction — built stage by stage, with a file that keeps pace. Source this ↗
- Home purchase — ready, resale or under construction; the keys to a new address. Source this ↗
- Home improvement — renovation or extension for a customer who is staying put. Source this ↗
- Top-up loan — more room on a home loan the customer already has. Source this ↗
- Balance transfer — a running loan moved to terms that suit the customer better. Source this ↗
- Loan against property — the customer uses the property they own and keeps the keys. Source this ↗
FinFlot is not a bank or NBFC and does not lend. We prepare and coordinate the application with regulated lenders. Approval, interest rates, sanction and disbursal are always the lender's decision — what we remove is the friction on the way there.
The arithmetic, on your screen.
Four workings you can open beside a customer. You enter every number, and the lender decides the loan.
A working is not an offer. Nothing on these pages is stored, sent or seen by us, and no result is a sanction or advice. See all four workings →
Progress you can actually see.
Every file moves through five stages. Everyone attached to it sees the same picture, on any screen.
- Identity proofwho is applyingVerified
- Address proofwhere the applicant livesVerified
- Income proofhow the loan is repaidUploaded
- Bank statementshow money moves each monthPending
- Property paperswhat the loan is secured onPending
No guesswork on documents — asked for once.
- Checklist generated
- Identity proof verified
- Case submitted to lender
One story, start to finish — everyone reads the same file.
One record. Your case runs on it.
Partner, customer and operations work from one AI-powered file — every step with the lender on record, from anywhere.
- Checklist generatedSystemjust now
- Document verifiedOperationsearlier
- Lender query loggedOperationsearlier
- Stage moved to DecisionSeen by Partner and Customeryesterday
When a lender asks how a case was handled, the answer is on record.
- Applicant
- Co-applicant
- Property
- Preview
- Confirm by one-time password
Co-applicants included. Previewed before anything is sent.
- Funnel
- Disbursement register
- Sanction register
- Payout register
- Lead-source performance
- Turnaround and overdue flags
- CSV export
Workspaces stay separate. Actions on a file are recorded.
The desk fits in your pocket.
Checklist generated, query answered, stage moved, payout line built — every update lands on the phone you sourced from.
Who is behind the desk.
A registered company. Not a bank or NBFC. Look us up on your phone before you sign anything.
- Legal entity
- Ayantra Technologies Private Limited
- Brand
- FinFlot
- CIN
U62099GJ2026PTC178257- Registered address
- 21 Bhalkeshwar Society, B/S Guru GovindBaug Society, Maninagar, Ahmedabad, Gujarat 380008, India
- Working address
- 401 Kaivanna Complex, Panchavati Rd, Panchavati Society, Ambawadi, Ahmedabad, Gujarat 380006, India
- What we are
- A loan distribution company — a channel partner (DSA) — for home and property finance.
- What we are not
- FinFlot is not a bank or NBFC and does not lend.
- Yousource a case
- FinFlot desksources · prepares · coordinates · builds the payout trail
- Regulated lendersdecide approval · rate · sanction · disbursal
Straight answers, by stage.
Pick your stage and read only that. A question these do not answer goes straight to a person.
Before you join
01Is FinFlot a bank or an NBFC?+
No. FinFlot is not a bank or NBFC and does not lend. We help you choose a regulated lender, prepare a complete application and coordinate your case through to disbursal. The decision to lend — and the rates and terms offered — always belong to the lender.
02Who can partner with FinFlot?+
Connectors and referral partners, existing DSAs and sub-DSAs, property professionals such as brokers and developers, and teams building a field force of their own. Individuals and firms both work — the access and the onboarding are set to match.
03Do I need a licence to become a loan partner?+
No licence or examination is required to source loans as a partner. You operate under the agreement and conduct expectations that come from the lender through us, after verification — which is why our onboarding asks for identity, address and banking details before your access goes live.
04What does it cost to become a partner?+
There is no joining fee. You pay nothing to become a FinFlot partner or to get your access — and nothing is charged to your customer for our involvement either. We are paid by the lender on disbursed cases, which is how loan distribution works across the industry.
Your first case
05Which loans can I source?+
Home purchase, home construction, home improvement, plot purchase, balance transfer, top-up loans and loans against property. Home and property finance is deliberately all we do. If a case falls outside it, we will say so plainly.
06What documents will a case need?+
It depends on the loan and the applicant's profile — so nobody gets a generic list. Once the case is understood, the checklist is generated for it, and whoever works the file sees what is submitted, verified or still pending.
07How will I know where a case stands?+
Every case moves through the five stages drawn above, and updates travel to the people attached to it. If a lender raises a query, we explain what it means and what is needed, rather than passing it on raw.
08Who sees the information on a file?+
The people working it, under access controls, in a workspace kept separate from anyone else's, with actions recorded. Partners see what their role and relationship allow — set deliberately at onboarding, not left open by default.
Payouts
09How do partner payouts work?+
Payout is calculated on disbursed cases and shown as a breakdown rather than a single figure — gross payout, processing fees, statutory deductions and any split, per case, raised as an invoice when due. Rates vary by lender, product and arrangement, so we discuss your specific terms in the onboarding conversation rather than publishing a number here. Nothing is ever charged to your customer for our involvement.
Starting
10How do I start?+
Use the form below and tell us how you source today — or reach us on WhatsApp or by requesting a call back. The first conversation is short and specific: what you bring, and whether we are the right fit.
Start on WhatsApp. Finish with a disbursal.
Begin with a message, a call or the form below — whichever is in your hand.
From there, the case, its checklist and its updates stay within reach, wherever you are.
Partner with us.
One short form. A person reads it and replies with a straight answer on fit.
Partners engage with FinFlot as independent businesses, not as employees.
Payouts vary with lender policy, product, disbursed amount and individual performance.